The future of the UK Mortgage Market - competition, technology, consumer choice and financial stability

Westminster Business Forum
Central London - United Kingdom
2nd February 2017

Delegates at this timely conference will have the opportunity to consider key priorities ahead for the mortgage industry, with latest thinking on developing competition, innovation, consumer choice and financial stability.

The conference is scheduled to facilitate discussion on the Financial Conduct Authority’s recently announced targeted market study - which seeks to improve competition within the sector by increasing options for consumers - and also comes as the Prudential Regulatory Authority consults on underwriting standards for buy-to-let mortgage contracts, seeking to curtail inappropriate lending and the potential for excessive credit loss.

Sessions will also consider recent Government reforms in this area and their possible implications for the mortgages market - including the anticipated review of the house-buying process, ongoing initiatives to develop housing supply, and the long-term impact of the help to buy scheme and the Help to Buy ISA.

Speakers and other delegates are expected to be a senior and informed group including Members of both Houses of Parliament, senior UK and European officials, together with banks, building societies and mortgage lenders, financial advisors, business groups, charities, academics, lawyers, consumer groups, as well as members of the national and trade press.

At this early stage we are delighted that Paul Smee, Director General, Council of Mortgage Lenders has very kindly agreed to deliver keynote addresses at this event.

Andrew Baddeley?Chappell, Head of Policy & Governance (Mortgages & Savings), Nationwide Building Society; Jake Eliot, Senior Policy Manager, Money Advice Service; John Goodall, Co-Founder and Chief Executive Officer, Landbay; Adrian MacDiarmid, Head of Mortgage Lender Relations, Barratt Developments; Professor David Miles, Professor of Financial Economics, Business School, Imperial College London and former Member, Monetary Policy Committee, Bank of England; Robert Sinclair, Chief Executive, Association of Mortgage Intermediaries and Tony Ward, President and Chief Executive Officer, Clayton Euro Risk have also agreed to speak.

Summary

Company:

Westminster Business Forum

Location:

Central London, United Kingdom

Education:

PhD/Doctorate

Start Date:

2nd February 2017

End Date:

2nd February 2017

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